Scalable Credit Infrastructure for Your B2B Payment Product

Effectively monetize payments with a variety of working capital solutions across diverse use cases and verticals with OatFi’s embedded credit platform.

Bill Pay & Invoicing

Unlock instant financing for buyers and vendors getting paid and making payments on your platform. Solve the cash flow issues of users and their trading partners with AP and AR working capital tools.

Best for:

AP and AR platforms
Vertical SaaS
Embedded AP and AR

Spend Management & Procure-to-Pay

Streamline procurement with built-in financing options that boost spending power and support timely purchasing. Maximize your customers’ working capital with flexible payment terms.

Best for:

Commercial and fleet card programs
Procurement platforms
Vertical SaaS
Expense management

B2B Marketplace

Simplify trade for buyers and vendors - ensuring secure transactions, reducing working capital burdens, and enhancing marketplace efficiency.

Best for:

Net terms programs
Supply chain finance
Managed marketplaces
Merchants of record

Early Payouts for Contingent Workforce

Best for platforms managing the invoicing workflow with employers. Provide your workforce with early payouts after work is completed.

Best for:

Employers of record
Staffing platforms
Embedded payroll providers
On-demand wage access (when structured correctly)