Embedded credit capabilities allowing for flexible payment terms.

Empower Buyers With Flexible Payment Terms

Allow buyers to pay on their schedule, while OatFi handles the underwriting, funding, settlement, and automated reconciliation.

AP Billing Cycles

Settle all invoices on a single date and access unified payment terms across in-network payables.

Buyer Cash Rebates

Offer cash rebates to buyers when they pay on time to in-network suppliers.

AP Installments

Extend payment terms on specific invoices by paying the total amount over weekly installments.

Robust accounts payable workflows with OatFi’s feature-rich platform

Onboarding and Authorization

Quickly automate underwriting and extend liquidity to buyers to settle accounts payable on their timeline, scaling platform usage.

Guaranteed Settlement

Provide buyers with commit-to-pay functionality and cash rebates when paying on time.

Customized Payment Terms

Offer AP billing cycles and payment schedules, giving your buyers more control over spend.

 Streamlined Repayments, Servicing, and Collections

Leverage OatFi’s APIs and partner dashboard for comprehensive reporting and program management.

OatFi accounts payable automation dashboard showing payment terms extensionInvoice to extend payment terms via embedded lending offering

Unlock value for buyers beyond payments

Incentivize buyers to transact entirely within your payments ecosystem, driving stickiness and higher payments volume.

Easy Supplier Onboarding

OatFi’s trust and liquidity solution enables suppliers to get paid when they want.

Seamless Payments Experience

Allow buyers to settle their accounts on their timeline, all within your accounts payable workflow.

Increased Platform Utility

Increase engagement and platform loyalty by providing liquidity and rebates for in-network transactions.

Developer-friendly APIs and full integration support

Automate liquidity, trusted settlement, and reconciliation with streamlined APIs, offering complete control over UX/UI.

Event-Driven Architecture

APIs and webhooks trigger real time updates on approvals, funding, and repayments.

Configurable Programs

In-house LMS with configurable terms, custom fee structures, and endless workflow permutations.

Dynamic APIs

Launch quickly with modular API endpoints that fit your desired financing workflow.

case studies

See how platforms incorporate flexible payment solutions within their workflow