Empower Buyers With Flexible Payment Terms

Provide customers with the ability to defer payables, while OatFi handles the underwriting, funding, servicing, and collections.

Robust payables financing with OatFi’s feature-rich platform

Instant Credit Decisioning

Quickly automate underwriting and extend credit to customers, accelerating access to working capital.

Customized Financing Terms

Offer financing with bullet or installment payment schedules, giving your customers more control over spend.

Streamlined Repayments, Servicing, and Collections

Leverage OatFi’s APIs and partner dashboard for comprehensive reporting and program management.

Unlock value for buyers beyond payments

Extend customer payment terms up to 120 days within your platform, enhancing cash flow and increasing Days Payables Outstanding.

Smooth Cash Flow

Collapse customer cash flow conversion cycles and increase turnover.

Seamless Payments UX

Deliver working capital at the point of payment, directly integrated within your accounts payable workflow.

Increased Platform Utility

Enable customers to right-size purchasing, boosting transaction volume within your platform.

Developer-friendly APIs and full integration support

Easily build payables financing into your platform with streamlined APIs, offering complete control over UX/UI.

Event-Driven Architecture

APIs and webhooks trigger real time updates on approvals, funding, and repayments.

Configurable Programs

In-house LMS with configurable terms, custom fee structures, and endless workflow permutations.

Dynamic APIs

Launch quickly with modular API endpoints that fit your desired financing workflow.

case studies

See how platforms incorporate AP financing within their workflow