
Empower Buyers With Flexible Payment Terms
Allow buyers to pay on their schedule, while OatFi handles the underwriting, funding, settlement, and automated reconciliation.
AP Billing Cycles
Settle all invoices on a single date and access unified payment terms across in-network payables.
Buyer Cash Rebates
Offer cash rebates to buyers when they pay on time to in-network suppliers.
AP Installments
Extend payment terms on specific invoices by paying the total amount over weekly installments.
Robust accounts payable workflows with OatFi’s feature-rich platform
Onboarding and Authorization
Quickly automate underwriting and extend liquidity to buyers to settle accounts payable on their timeline, scaling platform usage.
Guaranteed Settlement
Provide buyers with commit-to-pay functionality and cash rebates when paying on time.
Customized Payment Terms
Offer AP billing cycles and payment schedules, giving your buyers more control over spend.
Streamlined Repayments, Servicing, and Collections
Leverage OatFi’s APIs and partner dashboard for comprehensive reporting and program management.



Unlock value for buyers beyond payments
Incentivize buyers to transact entirely within your payments ecosystem, driving stickiness and higher payments volume.
Easy Supplier Onboarding
OatFi’s trust and liquidity solution enables suppliers to get paid when they want.
Seamless Payments Experience
Allow buyers to settle their accounts on their timeline, all within your accounts payable workflow.
Increased Platform Utility
Increase engagement and platform loyalty by providing liquidity and rebates for in-network transactions.

Developer-friendly APIs and full integration support
Automate liquidity, trusted settlement, and reconciliation with streamlined APIs, offering complete control over UX/UI.
Event-Driven Architecture
APIs and webhooks trigger real time updates on approvals, funding, and repayments.
Configurable Programs
In-house LMS with configurable terms, custom fee structures, and endless workflow permutations.
Dynamic APIs
Launch quickly with modular API endpoints that fit your desired financing workflow.



