
Empower Buyers With Flexible Payment Terms
Provide customers with the ability to defer payables, while OatFi handles the underwriting, funding, servicing, and collections.
Robust payables financing with OatFi’s feature-rich platform
Instant Credit Decisioning
Quickly automate underwriting and extend credit to customers, accelerating access to working capital.
Customized Financing Terms
Offer financing with bullet or installment payment schedules, giving your customers more control over spend.
Streamlined Repayments, Servicing, and Collections
Leverage OatFi’s APIs and partner dashboard for comprehensive reporting and program management.


Unlock value for buyers beyond payments
Extend customer payment terms up to 120 days within your platform, enhancing cash flow and increasing Days Payables Outstanding.
Smooth Cash Flow
Collapse customer cash flow conversion cycles and increase turnover.
Seamless Payments UX
Deliver working capital at the point of payment, directly integrated within your accounts payable workflow.
Increased Platform Utility
Enable customers to right-size purchasing, boosting transaction volume within your platform.

Developer-friendly APIs and full integration support
Easily build payables financing into your platform with streamlined APIs, offering complete control over UX/UI.
Event-Driven Architecture
APIs and webhooks trigger real time updates on approvals, funding, and repayments.
Configurable Programs
In-house LMS with configurable terms, custom fee structures, and endless workflow permutations.
Dynamic APIs
Launch quickly with modular API endpoints that fit your desired financing workflow.