Launch Commercial Charge and Fleet Card Programs with OatFi
Leverage the only API-first credit and capital markets solution to scale commercial card programs efficiently and responsibly.
Integrate with OatFi’s APIs to quickly launch your commercial card program
Scaling commercial card programs can be complex and capital intensive. OatFi simplifies the process for card issuers and their customers, reducing time to market and improving unit economics.
Instant Credit Decisioning
OatFi automatically establishes credit limits and billing cycles for businesses to start spending.
Real-Time Account Reconciliation
Cardholder balances are updated in real time, making reconciliation seamless with OatFi’s in-house Loan Management System.
Capital Efficient Funding
Card receivables are batched daily and purchased by OatFi, streamlining funding with optimal unit economics.
Customized Program Terms
Customers can offer flexible billing cycles to help end users better manage spend and credit limits.
Offer truly end-to-end commercial charge and fleet card issuing
Offload credit risk management and funding complexities to focus on distribution and customer experience.
Quick to Launch
Let OatFi manage underwriting and funding while you focus on scaling and acquiring customers.
Responsible Risk Management
Capitalize on OatFi’s expertise in credit risk and capital markets to support BIN Sponsors.
Reduce Customer Costs to Launch
Avoid raising debt capital, hiring credit and capital market teams, and managing multiple vendors.
Straightforward APIs enable a seamless integration
API-Driven
Streamline integration with a single set of APIs for card issuers.
Real Time Data
Continuous data exchange ensures rapid decisioning, reliable transaction processing, and easy repayment flows.
Unified Experience
OatFi’s credit and capital markets functionality sit behind your payment APIs.
See how these platforms built charge card programs with OatFi
Plug into the modern credit network for B2B payments.
