Supercharge Your Payments Offering and Boost Transaction Volume
Empower platforms to solve end user liquidity, settlement, and reconciliation challenges - resulting in greater usage of your payments solution.
Issuer Processors
Scale customer card programs efficiently with OatFi’s comprehensive credit and capital markets stack.
Embedded Payments
Monetize non-card spend by routing your customer’s funding and repayment flows through your payments ecosystem.
Infrastructure designed for the modern B2B payment platforms
Simplified Credit and Capital Markets
Focus on building payments while OatFi manages underwriting, funding, servicing, capital markets, and collections.
Multi-Rail Disbursements
Originate and settle funds via preferred payment rails, including ACH, same-day ACH, card rails, RTP, and FedNow.
Customizable Across AP and AR Use Cases
Leverage OatFi’s modular set of building blocks that fits your product’s use case and flow of funds - supporting a truly embedded experience.
Loan Management System
Access OatFi's comprehensive LMS via our APIs to reconcile customer payments and status across the loan lifecycle.
Single set of APIs designed for AP and AR workflows
OatFi builds on the bare metal. Leverage OatFi’s in-house Loan Management System, credit and capital markets stack, and program automation – all through a single, streamlined integration.
End-to-End Automation
From onboarding to repayments, OatFi’s APIs handle the entire transaction lifecycle with minimal operational lift.
Real Time Data
Continuous data exchange ensures rapid decisioning, reliable transaction processing, and easy repayment flows.
Unified Experience
OatFi’s funding, capital markets, and reconciliation functionality sit behind your payment APIs.
Plug into the modern credit network for B2B payments.
