Supercharge Your Payments Offering with Working Capital Tools
Empower customer platforms to solve end user cash flow challenges at the point of payment.
Issuer Processors
Scale customer card programs efficiently with OatFi’s comprehensive credit and capital markets stack.
Embedded Payments
Monetize payment programs effectively by integrating working capital solutions at the point of payment.
Credit infrastructure designed for B2B payment platforms
Simplified Credit and Capital Markets
Focus on building payments while OatFi manages underwriting, funding, servicing, capital markets, and collections.
Multi-Rail Disbursements
Originate funds via preferred payment rails, including ACH, same-day ACH, card rails, RTP, and FedNow.
Financing for All Commercial Use Cases
Help your customer platform solve end user cashflow issues at the point of payment, serving working capital through AP and AR workflows.
Loan Management System
Access OatFi's comprehensive LMS via our APIs to reconcile customer payments and status across the loan lifecycle.
Single set of APIs to enable embedded AP and AR financing
OatFi builds on the bare metal. Leverage OatFi’s in-house Loan Management System, credit decisioning, and program automation – all through a single, streamlined integration.
End-to-End Automation
From underwriting to repayments, OatFi’s APIs handle the entire financing lifecycle with minimal operational lift.
Real Time Data
Continuous data exchange ensures rapid decisioning, reliable transaction processing, and easy repayment flows.
Unified Experience
OatFi’s credit and capital markets functionality sit behind your payment APIs.
Plug into the modern credit network for B2B payments.
