
Streamline Working Capital Management with AR Financing Solutions
Provide vendors access to immediate funds, supporting cash flow while waiting on customer payments.
Net Terms
Enable customers to offer industry-standard payment terms while receiving upfront payment.
AR Line of Credit
Provide liquidity and ability to draw against outstanding accounts receivable.
Early Pay & Instant Payouts
Accelerate customer payments on invoices managed through your platform.
Flexible infrastructure for tailored receivables financing
Instant Credit Decisioning
Automate vendor and buyer underwriting and extend credit to vendors, accelerating access to needed funds.
Customizable Funding and Origination
Leverage OatFi’s modular set of building blocks that fits your product’s use case and flow of funds - supporting a truly embedded experience.
Streamlined Repayments, Servicing, and Collections
Leverage OatFi’s APIs and partner dashboard for comprehensive reporting and program management.


Increase and monetize transaction volume with financing
Allow customers to enhance their AR management, reduce Days Sales Outstanding, and unlock new growth opportunities via your platform.
Improved Liquidity
Release funds tied up in receivables, allowing your customers to reinvest and drive business growth.
Reduced Payment Uncertainty
Minimize cash flow variability, enabling customers to plan with confidence, increasing the utility of your AR tool.
Enhanced Access to Financing
Utilize your unique platform data to provide financing to customers where otherwise unavailable.

Developer-friendly APIs and integration support
Build receivables financing into your platform with a single set of APIs with full control of your UX/UI.
Event-Driven Architecture
APIs and webhooks trigger real time updates on approvals, funding, and repayments.
Configurable Programs
In-house LMS with configurable terms, custom fee structures, and endless workflow permutations.
Dynamic APIs
Launch quickly with modular API endpoints that fit your desired financing workflow.