Streamline Supplier Payouts within Accounts Receivable Workflows

Provide suppliers access to immediate funds, automate reconciliation, and guarantee payment.

Net Terms

Enable buyers to offer industry-standard payment terms while suppliers receive upfront payment.

Early Pay & Instant Payouts

Accelerate buyer payments on approved invoices managed through your platform.

Guaranteed Payments

Give suppliers the ability to opt into guaranteed ‘on-time’ payments on invoice due date.

Flexible infrastructure for tailored receivables financing

Onboarding and Underwriting

Automate supplier and buyer underwriting, facilitating seamless buyer-supplier connections.

Guaranteed Settlement

Provide suppliers with guaranteed or early payout functionality, removing the delays that lock up liquidity.

Customizable Funding and Origination

Leverage OatFi’s modular set of building blocks that fits your product’s use case and flow of funds - supporting a truly embedded experience.

Automated Reconciliation

Automate invoice payment reconciliation, eliminating manual work and disjointed workflows.

Accounts receivable financing interface with supplier payout optionsCredit limit approval for embedded lending product

Increase and monetize transaction volume by reducing payment uncertainty

Allow customers to enhance their AR management, reduce Days Sales Outstanding, and unlock new growth opportunities via your platform.

Improved Liquidity

Release funds tied up in receivables, allowing your suppliers to reinvest and drive business growth.

Reduced Payment Uncertainty

Minimize cash flow variability, enabling suppliers to plan with confidence, increasing the utility of your AR tool.

Better Supplier Economics

Remove the need for card acceptance and provide better economics, increasing adoption while monetizing ACH payments.

Developer-friendly APIs and integration support

Automate liquidity, trusted settlement, and reconciliation with streamlined APIs, offering complete control over UX/UI.

Event-Driven Architecture

APIs and webhooks trigger real time updates on approvals, funding, and repayments.

Configurable Programs

In-house LMS with configurable terms, custom fee structures, and endless workflow permutations.

Dynamic APIs

Launch quickly with modular API endpoints that fit your desired financing workflow.