Streamline Supplier Payouts within Accounts Receivable Workflows
Provide suppliers access to immediate funds, automate reconciliation, and guarantee payment.

Net Terms
Enable buyers to offer industry-standard payment terms while suppliers receive upfront payment.
Early Pay & Instant Payouts
Accelerate buyer payments on approved invoices managed through your platform.
Guaranteed Payments
Give suppliers the ability to opt into guaranteed ‘on-time’ payments on invoice due date.
Flexible infrastructure for tailored receivables financing
Onboarding and Underwriting
Automate supplier and buyer underwriting, facilitating seamless buyer-supplier connections.
Guaranteed Settlement
Provide suppliers with guaranteed or early payout functionality, removing the delays that lock up liquidity.
Customizable Funding and Origination
Leverage OatFi’s modular set of building blocks that fits your product’s use case and flow of funds - supporting a truly embedded experience.
Automated Reconciliation
Automate invoice payment reconciliation, eliminating manual work and disjointed workflows.


Increase and monetize transaction volume by reducing payment uncertainty
Allow customers to enhance their AR management, reduce Days Sales Outstanding, and unlock new growth opportunities via your platform.
Improved Liquidity
Release funds tied up in receivables, allowing your suppliers to reinvest and drive business growth.
Reduced Payment Uncertainty
Minimize cash flow variability, enabling suppliers to plan with confidence, increasing the utility of your AR tool.
Better Supplier Economics
Remove the need for card acceptance and provide better economics, increasing adoption while monetizing ACH payments.

Developer-friendly APIs and integration support
Automate liquidity, trusted settlement, and reconciliation with streamlined APIs, offering complete control over UX/UI.
Event-Driven Architecture
APIs and webhooks trigger real time updates on approvals, funding, and repayments.
Configurable Programs
In-house LMS with configurable terms, custom fee structures, and endless workflow permutations.
Dynamic APIs
Launch quickly with modular API endpoints that fit your desired financing workflow.



