Working Capital Infrastructure for B2B Payments
Seamlessly embed cashflow tools in any B2B payment flow
Empower users & their trading partners with frictionless cashflow tools
Accelerate Receivables
Enable users to get paid immediately
Defer Payables
Extend payment terms up to 90 days
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Enable Smoother Cashflow
Collapse the Cashflow Conversion Cycle
We provide the complete API-powered
credit stack
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You deliver the user experience that fits seamlessly into your payment flows
Invoicing & Bill Pay
Spend Management
Payment Infrastructure Providers
Customize and embed
working capital tools in
any B2B payment flow
01
Platform passes data to OatFi
02
OatFi provides an instant credit decision
03
User reviews and accepts offer
04
Funding provided and visible on your dashboard
Scale Revenues with Total Payments Volume
Increase transactional revenues with risk-free cashflow tools. You build the product,
Oatfi handles the underwriting, funding, servicing, collections & capital markets
Monetize payments
through lending
High margin lending products increase users LTVs.
Zero Added
Risk
Offer credit products without owning the credit risk.
100% Gross Margin
Revenue Channel
Export the responsibilities included in managing your own credit stack.
